Designed for empowering financial freedom, AUMENT gives users access to smart tangible tools like gold-backed services, crypto-collateralized loans, and exclusive purchasing power across goods, assets and access to the global financial services with enhanced payment functionality.
Through a unified ecosystem of web, mobile, and backend integrations, AUMENT enables secure, borderless payments and access to decentralized finance without complexity. It combines the usability of traditional finance with the innovation of blockchain, offering transparent, accessible, and future-ready utility.
Beyond serving as a trusted and compliant digital representation of physical gold, AUME provides users with access to a broader ecosystem of high-quality financial and lifestyle services and innovative products.
AUMENT co-branded Wallet Cards feature the latest cold-storage wallet technology in a slim, card-sized format designed for everyday portability, similar to a standard payment card. Available from the launch of the AUME Token, these wallet cards offer crypto users a secure and convenient way to store their tokens on a physical smart card. Each of these elegant cards keep private keys fully offline and are extremely fast and easy to install, helping to reduce exposure to online threats and unauthorized access, giving users full control, confidence and peace of mind.
Functionality via debit cards linked to AUME wallet balances (accessible upon the launch of AUME on the web client and mobile application; Q2- Q3 2026). Thanks to a strategic partnership with crypto–fiat gateway provider, AUMENT will offer users the ability to spend AUME via dedicated payment cards, enabling seamless purchases of goods and services both online and in-store. The payments will be processed through the card network (e.g., Visa/Mastercard), while the equivalent amount of AUME is deducted from their wallet balance. This feature allows AUME holders to use their digital assets, just like traditional money, without needing to manually convert them first. It bridges the gap between blockchain-based assets and real-world mainstream retail payments, ensuring speed, convenience, and global acceptance wherever major cards are supported.
AUME tokens will serve as collateral for secured loans, enabling holders to access liquidity while preserving the intrinsic value through the gold backed tokens. The loan process will adhere to compliance measures, custody protocols, and contractual safeguards to ensure a reliable lending environment. Aument AG will publish the loan facilitation service and the specific terms and conditions for the requests and application, when it becomes available (from Q4-2026).
When AUME tokens are used as collateral, they are temporarily locked within a dedicated custodial wallet for the duration of the loan. This automated process safeguards the tokens during the loan period, provides full transparency, and offers complete traceability throughout the loan period. Once the loan term concludes and obligations are met by the customer, the tokens are automatically returned to its holder. In the event of a default or breach of terms, the collateral is managed strictly in accordance with the provisions of the loan agreement. Financing is facilitated by regulated banking partners, not directly by AUMENT AG. Following the conclusion of the loan process, the custodial wallet is deactivated.
Alongside the automated system, AUMENT applies centralized controls to support identity verification through KYC procedures, effective risk assessment, and compliance with applicable financial regulations.
Following the successful completion of KYC verification, AUME tokens may be transferred to any personal, Ethereum-compatible (ERC-20) wallet. This system allows token holders to retain exclusive custody and full control of their digital assets at all times.
When AUME tokens are employed as loan collateral, they are subject to a structured security protocol aimed at safeguarding both the lender's capital and the borrower's assets throughout the loan term. Through the utilization of a custodial wallet system, the platform ensures the security of the collateral, mitigating the risks. This specific wallet type is solely utilized to secure the loan and releases the tokens upon full repayment of the loan.
AUMENT plans to launch a comprehensive platform, EVERYTHING IN ONE PLACE providing users with the tools necessary to manage their resources with ease and security:
Simple and intuitive interfaces for purchasing AUME tokens, viewing balances, accessing support, and requesting services.
A dedicated backend connection allows banks and trusted financial partners to interact securely with the AUMENT platform. Ongoing compliance is reinforced, with continuous monitoring and internal procedures to safeguard the interests of users and institutional partners.
Reach out with your questions, concerns and challenges.
Or just to say hi. We’ll be happy to assist.
